Active and fundraising.
The student guidance and financing platform has already involved over 150 schools, aiming to reach 300,000 students by 2029.
Invest
From today’s ideas to tomorrow’s value.
01.
Three key players in high-potential sectors
Active, with an MVP in development.
Building a credit broker network for Italian SMEs, with AI-based pre-qualification.
In the market-fit phase
A retirement education platform designed to help people move from limited awareness to informed financial decisions.
02.
From individual startups to an integrated ecosystem
Finnovaction’s portfolio develops around two poles: businesses and individuals. Its first three startups build assets, expertise, data, relationships and market access channels that can be reused across subsequent ventures.
Every startup also becomes an MVP for the next: validating needs, building relationships and testing solutions that reduce the time, cost and risk of new ventures. This creates a compounding effect as the ecosystem grows.
Private Equity as a Service
Support for managers acquiring a business: coaching, deal sourcing and dedicated financing.
AIdvice
An AI assistant for savings and financial goals, designed for integration into mobile banking.
Venture Marketplace
Connecting startups and investors through a dedicated CRM service.
FS Data Monetization
Unlocking the value of data held by banks, corporations and research institutions.
Accountant 3.0
Value-added services, from corporate finance to outsourcing, for accountants and employment consultants.
03.
A diversified investment to build value
The scenario assumes €2.25M in total validation investment across 9 Finnovaction startups, with an initial portfolio post-money valuation of around €11.3M. Each successful startup is assumed to achieve €4M EBITDA by 2030 at a 12x multiple, equivalent to a €48M valuation. After 75% dilution, the investor stake represents 25% of the value generated.
The model illustrates diversification across 9 startups: as more ventures reach their targets, the portfolio’s potential value increases. The model also includes a tax benefit that reduces net capital at risk.
| 1 successful startup | 3 successful startups | 5 successful startups | |
|---|---|---|---|
| Validation cost | €2.25M | €2.25M | €2.25M |
| Finnovaction post-money valuation | €11.3M | €11.3M | €11.3M |
| Startup valuation | €48M | €144M | €240M |
| Post-dilution valuation (75%) | €12M | €36M | €60M |
| Tax benefit | 30% | 30% | 30% |
| ROI | 152% | 455% | 758% |
From the “Startup valuation” row onwards, all table values (startup valuation, post-dilution valuation, tax benefit and ROI) are illustrative assumptions, not guaranteed outcomes or returns. These assumptions must be verified case by case, including against applicable tax regulations and the requirements for each investment and investor.